Why you should have your jewellery valued

Having your jewellery and other precious belongings valued is vital in making sure you are adequately covered by your insurance company.

Jewellery ValuationInsurance Replacement Valuations are the most common type that we carry out.

Without an accurate up to date valuation you run the risk of being under insured in the event of loss or theft. Many insurance companies even insist that you have items over a certain value specified individually on your policy and regularly valued to ensure the limits are adequate. Please check your individual policy details for further information

Guild Valuations provide full details including size and qualities of your items should your insurance company require it in the event of a claim. Without this proof you may find that replacement is based on an item of “average” quality rather than what you have actually lost. Having your jewellery valued every 2-3 years will ensure any information about market values is up to date.

A GUILD VALUATION INCLUDES:

  • A detailed description of each item including stone measurements, colour and clarity of stones, metal types and weight
  • Insurance replacement values
  • Colour images of each piece
  • Explanatory notes on terms and abbreviations
  • An Insurer Notice to pass to your insurance company
  • Registration to the central e-register database with free access via My Portfolio
  • Condition report where necessary.

Other forms of valuation include probate, family division, sale between parties and open market valuations. Please contact us for explanations and advice on which valuation you require.